Terms of Use

Last updated: September 3, 2026

These Terms of Use ("Terms") govern your access to and use of finalexpense-quotes.com (the "Site"), operated by Final Expense Quotes ("we," "us," "our"). By using the Site or calling the number displayed on it, you agree to these Terms. If you do not agree, please do not use the Site.

1. What This Site Is

Final Expense Quotes is an advertising and referral service. We are not an insurance company and do not underwrite, issue, or guarantee any insurance policy. When you call the number listed on this Site, you will be connected with a licensed insurance agent, agency, or one of our marketing partners who can provide final expense insurance quotes. Coverage, rates, eligibility, and approval are determined solely by the licensed carrier and agent you speak with, not by us.

2. Eligibility

You must be at least 18 years old to use this Site. Final expense insurance quotes referenced on this Site are generally intended for individuals ages 45–85; actual eligibility varies by carrier, state, and health profile.

3. No Insurance, Financial, or Medical Advice

Content on this Site is for general informational purposes only and does not constitute insurance, financial, legal, or medical advice. Speak with a licensed agent to evaluate options specific to your situation.

4. Advertising Disclosure

This Site is a paid advertisement. We may receive compensation from insurance carriers, agencies, or marketing partners when you call and are connected with, or purchase a policy through, one of our partners. This Site is not affiliated with, endorsed by, or sponsored by any government agency, including Medicare or the Social Security Administration.

5. Call Consent, Recording & Monitoring

By calling the number displayed on this Site, you consent to being contacted by a licensed agent or their representative regarding final expense insurance, and you acknowledge that calls may be recorded or monitored for quality assurance, training, and compliance purposes. Consenting to be contacted is not a condition of purchasing any product. See our Privacy Policy for more on how call data is used.

6. Third-Party Links & Partners

The Site may link to or connect you with third-party agents, agencies, or carriers. We do not control and are not responsible for the content, policies, or practices of those third parties.

7. Intellectual Property

All content on this Site — including text, graphics, logos, and design — is owned by us or our licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this Site's content without our prior written consent.

8. Disclaimer of Warranties

The Site and any information provided on it are offered "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose. We do not guarantee that you will qualify for, or be approved for, any insurance product.

9. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or any interaction with a licensed agent, agency, or carrier referred through the Site.

10. Changes to These Terms

We may update these Terms from time to time. The "Last updated" date above reflects the most recent revision. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

11. Governing Law

These Terms are governed by the laws of the State of REPLACE_ME, without regard to its conflict of laws principles.

12. Contact Us

Questions about these Terms can be sent to [email protected] or by calling 1 (833) 444-6844.